Accounts & CustomersQuestion 75 of 125

When a customer opens a new account, the registered representative is generally required to:

a.Obtain essential facts about the customer and have a principal approve the account
b.Guarantee the customer a minimum rate of return
c.Immediately grant discretionary authority
d.Require the customer to trade on margin

Explanation

Firms must gather essential facts about each customer at account opening, including identity, financial background, and investment objectives, and a principal must review and approve the new account. This information supports suitability, Reg BI, and know-your-customer obligations.

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