Products & Their RisksQuestion 120 of 398

When a customer purchases newly issued open-end mutual fund shares, the customer must be provided:

a.A research report from an independent analyst
b.A signed suitability guarantee from the fund manager
c.A current prospectus, at or before the sale
d.Nothing, because mutual funds are exempt from disclosure

Explanation

Because open-end mutual fund shares are continuously issued as new securities, they must be sold with a current prospectus delivered at or before the completion of the sale, as required under the Securities Act of 1933. The prospectus discloses the fund's objectives, risks, fees, and expenses so the investor can make an informed decision.

Law Reference: Securities Act of 1933

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