Under T+1 regular-way settlement, how does the ex-dividend date relate to the record date?

a.The ex-dividend date is the same day as the record date
b.The ex-dividend date is two business days before the record date
c.The ex-dividend date is one business day after the record date
d.The ex-dividend date is one week before the record date

Explanation

Because regular-way trades now settle in one business day (T+1), a purchase made on the record date would not settle until the next day, too late to be a holder of record. As a result, the ex-dividend date now falls on the same day as the record date.

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