Capital MarketsQuestion 304 of 398

In a firm-commitment underwriting, what role does the investment bank (underwriter) take on?

a.It acts only as an agent and returns unsold shares to the issuer
b.It buys the entire issue from the issuer and assumes the risk of reselling the shares
c.It guarantees investors a fixed return on the securities
d.It insures the issuer against a decline in the stock's market price

Explanation

In a firm-commitment underwriting, the underwriter purchases the whole issue from the issuer and bears the financial risk of reselling it to the public. If shares go unsold, the underwriter is left holding them, unlike a best-efforts arrangement where unsold shares return to the issuer.

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