Products & Their RisksQuestion 31 of 398

Commercial paper is best described as:

a.A long-term secured corporate bond
b.A share of stock issued by a bank
c.Short-term unsecured corporate debt issued to meet near-term funding needs
d.A federally insured savings deposit

Explanation

Commercial paper is short-term, unsecured promissory notes issued by corporations to fund short-term needs like payroll or inventory, typically maturing in 270 days or less. It is not a long-term secured bond, a stock, or an insured deposit.

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