Capital MarketsQuestion 318 of 398

Under Regulation D, which of the following BEST describes an accredited investor?

a.Any investor who has taken a securities course
b.Only banks and insurance companies
c.Any U.S. citizen over the age of 18
d.An individual or institution meeting certain income, net worth, or professional criteria

Explanation

An accredited investor is a person or entity that meets specific thresholds, such as sufficient income or net worth, or that qualifies as an institution like a bank or registered fund. Regulation D relies on accredited-investor status because such investors are presumed able to evaluate and bear the risks of a private placement.

Law Reference: Securities Act of 1933

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