Capital MarketsQuestion 326 of 398

Which of the following BEST describes what SIPC does NOT cover?

a.Missing customer securities when a broker-dealer fails
b.Cash held in a customer's brokerage account, up to limits
c.The value of securities that are returned to the customer
d.Losses caused by a decline in the market value of securities

Explanation

SIPC covers the loss or theft of customer assets when a member broker-dealer fails, up to specified limits. It does not protect investors against ordinary investment losses caused by falling market prices, which are a normal risk of investing.

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