Regulatory FrameworkQuestion 363 of 398

Which federal agency has ultimate authority to oversee the U.S. securities markets and the self-regulatory organizations that operate within them?

a.The Federal Reserve Board
b.The Securities and Exchange Commission (SEC)
c.The Financial Industry Regulatory Authority (FINRA)
d.The Commodity Futures Trading Commission (CFTC)

Explanation

The SEC, created by the Securities Exchange Act of 1934, is the top federal regulator of the securities industry. Self-regulatory organizations such as FINRA and the MSRB write and enforce their own rules but operate under SEC oversight, and their rules must be approved by the SEC.

Law Reference: Securities Exchange Act of 1934

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