Regulatory FrameworkQuestion 388 of 398

How does the Form U5 filed by a departing representative's firm affect the individual's ability to move to a new member firm?

a.It permanently bars the person from re-registering
b.It has no effect on future registration
c.The new firm reviews the U5, and any disclosures on it may need to be addressed during the new registration
d.It automatically transfers all customer accounts to the new firm

Explanation

When a representative leaves a firm, the firm files Form U5, which may include disclosures about the reason for departure or any pending matters. A new hiring firm reviews the U5 as part of due diligence and must address any disclosed issues in the new Form U4. Inaccurate U5 disclosures can create liability for the filing firm.

Law Reference: FINRA Rules

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