商业财务第 1153 / 1605 题

On a home improvement contract, the down payment a contractor may collect is limited by law to whichever is less:

a.25% of the contract or $5,000
b.20% of the contract or $10,000
c.50% of the contract or $2,500
d.10% of the contract price or $1,000

解析

Under B&P Code §7159, for home improvement contracts the down payment cannot exceed 10% of the contract price or $1,000, whichever is LESS. This protects consumers from large upfront payments; the balance is collected through progress payments as work proceeds.

法律依据: Business & Professions Code §7159

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