Insurance & LiensQuestion 107 of 1632

Which of the following best describes "temporary total disability" (TTD) benefits in California WC?

a.A lump sum paid once the disability is found to be permanent
b.Two-thirds of average weekly earnings while the worker cannot work
c.Full salary, continued by the employer for up to twelve months
d.Payment of the injured worker's medical treatment and nothing else

Explanation

§4653 sets temporary total disability at two-thirds of the average weekly earnings for the period of the disability, and §4453 puts a statutory floor and ceiling on the weekly figure that goes into that calculation — so it is a wage-replacement rate, never the whole wage that (c) promises. (a) describes permanent disability, which is rated and paid separately once the condition becomes permanent and stationary. (d) drops the indemnity altogether: medical treatment is its own benefit under §4600 and is not measured by the temporary disability rate. Aggregate temporary disability is capped too — §4656(c)(2) allows 104 compensable weeks within five years of the date of injury for most injuries dated on or after January 1, 2008.

Law Reference: Labor Code §4653; §4453; §4656(c)(2); §4600

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