Insurance & LiensQuestion 460 of 690

A roofing corporation has two shareholders who are also its only officers, and no other workers. Regarding workers' compensation coverage for themselves, they may:

a.Never obtain coverage; officers are always excluded
b.Elect in writing to be excluded from coverage if they meet the ownership requirements
c.Be covered only if they each earn less than minimum wage
d.Be excluded automatically without filing anything

Explanation

Under Labor Code §3351, qualifying corporate officers and directors who own stock may elect, in writing, to be excluded from workers' compensation coverage. The exclusion is not automatic; it requires a signed waiver filed with the insurer.

Law Reference: Labor Code §3351

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