Insurance & LiensQuestion 459 of 1605

An employee covered by workers' compensation is injured on the job. Generally, the employee's exclusive remedy against the employer is:

a.A personal injury lawsuit for pain and suffering
b.A claim against the contractor's license bond
c.Workers' compensation benefits
d.A claim under the employer's commercial general liability policy

Explanation

Labor Code §3602 makes workers' compensation the exclusive remedy for an employee against the employer for a work-related injury. In exchange for guaranteed benefits, the employee generally cannot sue the employer in civil court.

Law Reference: Labor Code §3602

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Reviewed by Abraham Chen Licensed California General Contractor (CSLB License #1101856 verify)
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