Insurance & LiensQuestion 465 of 1632

Every California employer subject to workers' compensation must, in the workplace, do what regarding coverage?

a.Read the policy aloud to the whole crew at the start of each year
b.Mail every employee a copy of the policy at their home address
c.File a copy of the policy with the local building department
d.Post a notice naming the insurance carrier and who adjusts claims

Explanation

§3550(a) requires every employer subject to the compensation provisions to post, and keep posted, in a conspicuous location frequented by employees where it can be read easily during the workday, a notice naming the employer's current compensation insurance carrier — or stating that the employer is self-insured — and identifying who is responsible for claims adjustment. §3550(d) has the administrative director prescribe the form, requires the notice to tell employees that all injuries should be reported, and requires posting in both English and Spanish where there are Spanish-speaking employees. The teeth are in §3550(b): failing to keep the notice conspicuously posted is a misdemeanour and is prima facie evidence that the employer carries no insurance. (a) and (b) replace a posting the statute wants visible at the worksite with private delivery, and (c) files the policy with an agency that has no role in workers' compensation.

Law Reference: Labor Code §3550(a)-(b), (d)

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