An employee injured while working for an uninsured employer cannot collect from the employer because the employer is insolvent. The worker may apply for benefits from:
a.The CSLB license bond fund
b.The Uninsured Employers Benefit Trust Fund (UEBTF)
c.The state general fund through the Department of Insurance
d.The federal Social Security disability program
Explanation
Labor Code §3715 allows an injured worker of an uninsured employer to file a claim against the Uninsured Employers Benefit Trust Fund administered by the Department of Industrial Relations. The fund pays benefits and then pursues the uninsured employer for reimbursement.
Law Reference: Labor Code §3715This topic, taught in full in the CSLB Law & Business guide. CSLB Law & Business — Complete Study Guide (2026) — PDF + EPUB, $24.99 · 14-day refund →
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Reviewed by Abraham Chen — Licensed California General Contractor (CSLB License #1101856 — verify)