Life Policy ProvisionsQuestion 172 of 315
Under a typical Accidental Death Benefit (double indemnity) rider, the additional benefit is paid only if the insured's death results from accidental bodily injury and occurs within what time frame after the accident?
a.30 days
b.90 days
c.1 year
d.2 years
Explanation
Most Accidental Death Benefit (ADB) riders require that the insured's death from an accidental bodily injury occur within 90 days of the accident for the additional 'double indemnity' to be payable. The rider also typically expires at a stated age (often 65 or 70).
Law Reference: Cal. Ins. Code §10271Practice all 315 questions free — no signup required.
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