California Insurance Code & EthicsQuestion 75 of 716
Soliciting or transacting insurance under a fictitious name (DBA) requires:
a.No filing if the agent uses the name in writing only
b.Approval by each insurer separately, with no notice to CDI
c.Prior approval of the name by the Insurance Commissioner
d.Only a county fictitious-name filing
Explanation
§1666.5 requires a producer to receive Commissioner approval of any fictitious name (DBA) used to transact insurance, in addition to any county-level fictitious-business-name filing. This is to prevent confusion and consumer deception.
Law Reference: Cal. Ins. Code §1666.5This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)