Under California life replacement regulations, the replacing insurer must send the existing insurer a copy of the replacement notice (and any sales material used) within how many working days of receiving the application?

a.1 working day
b.3 working days
c.5 working days
d.10 working days

Explanation

Under California's replacement regulations (10 CCR §§2534+ / §10509.4), the replacing insurer must notify the existing insurer within a specified window after the application is received — generally within 5 working days for notice and within 10 working days for copies of sales material — to allow conservation efforts.

Law Reference: Cal. Ins. Code §10509.4

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