California Insurance Code & EthicsQuestion 72 of 315
An agent advertises an "educational lunch seminar" for seniors at a local hotel. Under §789.9, which of the following is prohibited?
a.Providing food and beverage as part of the seminar
b.Disclosing the names of insurers being represented
c.Mentioning that annuities will be discussed
d.Failing to disclose in any solicitation that an insurance agent will be present and insurance products may be offered
Explanation
§789.9 requires that any solicitation to a senior for a seminar or meeting clearly disclose that an insurance agent will be present and that insurance products may be discussed or sold. Hiding the sales nature behind "education" or "estate planning" is a violation.
Law Reference: Cal. Ins. Code §789.9Practice all 315 questions free — no signup required.
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