California Insurance Code & EthicsQuestion 70 of 716
The California Insurance Commissioner is selected by:
a.Statewide popular election to a four-year term
b.Appointment by the Governor with Senate confirmation
c.Selection by the National Association of Insurance Commissioners
d.Appointment by the Insurance Department's senior staff
Explanation
Since Proposition 103 (1988), California is one of the few states where the Insurance Commissioner is independently elected statewide for a four-year term. The office heads the Department of Insurance under Ins. Code §12921 et seq.
Law Reference: Cal. Ins. Code §12921+This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)