Disability & Long-Term CareQuestion 94 of 716
Which of the following is NOT one of the six activities of daily living (ADLs) used to trigger long-term care benefits?
a.Transferring
b.Eating
c.Driving
d.Bathing
Explanation
The six ADLs are bathing, dressing, eating, toileting, transferring, and continence. Driving is not an ADL. Inability to drive does not trigger LTC benefits because it is not an essential activity of self-care.
Law Reference: HIPAA tax-qualified LTC standard; Cal. Ins. Code §10232.8This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
- Which rider on a disability income policy raises the monthly benefit during a long claim to keep pace with inflation?
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)