Homeowners Policy (HO)Question 114 of 474
After a Governor-declared wildfire disaster, for how long does California Insurance Code §675.1 prohibit an insurer from non-renewing a residential property policy because of the property's location in the affected area?
a.5 years
b.2 years
c.1 year
d.6 months
Explanation
CIC §675.1 prohibits non-renewal or cancellation for one year after a Governor-declared state of emergency from a wildfire or other disaster, provided the insured did not commit fraud and continues to pay the premium. The protection covers residential property within the affected area.
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Related questions on this topic
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- California Insurance Code §10081 requires an insurer that writes a residential property policy to do what regarding earthquake coverage?
- A wildfire that is the subject of a Governor-declared state of emergency destroys an insured's California home. Under Insurance Code §2060, for how long must the policy's additional living expense coverage run?
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