Homeowners Policy (HO)Question 119 of 474
The standard mortgage clause requires the insurer to give the mortgagee written notice of cancellation at least how many days in advance?
a.30 days
b.10 days
c.5 days
d.20 days
Explanation
The standard mortgage clause requires at least 10 days' written notice of cancellation to the mortgagee. The clause also protects the mortgagee's interest even when the insured's act or neglect would otherwise void coverage, in exchange for the mortgagee paying premium on request and providing proof of loss if the insured does not.
Law Reference: ISO HO form standard mortgage clauseThis topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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