Homeowners InsuranceQuestion 121 of 158

The Coverage C special sublimit for theft of FIREARMS on a standard homeowners policy is approximately:

a.$1,500
b.$2,500
c.$5,000
d.$10,000

Explanation

The standard theft sublimit for firearms is $2,500. Silverware and goldware also carry a $2,500 theft sublimit. As with jewelry, a higher value can be insured by scheduling the items separately under a scheduled personal property endorsement.

Law Reference: ISO HO form Coverage C special limits

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