Homeowners Policy (HO)Question 121 of 474
The Coverage C special sublimit for theft of FIREARMS on a standard homeowners policy is approximately:
a.$2,500
b.$1,500
c.$5,000
d.$10,000
Explanation
The standard theft sublimit for firearms is $2,500. Silverware and goldware also carry a $2,500 theft sublimit. As with jewelry, a higher value can be insured by scheduling the items separately under a scheduled personal property endorsement.
Law Reference: ISO HO form Coverage C special limitsThis topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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