Homeowners InsuranceQuestion 124 of 158
Which of the following claims is EXCLUDED from Section II (Liability) of a homeowners policy?
a.A guest slips on a wet floor in the insured's kitchen
b.The insured intentionally pushes a neighbor causing injury
c.A delivery driver is bitten by the insured's dog on the porch
d.A friend trips over a garden hose in the front yard
Explanation
Section II excludes bodily injury or property damage that is expected or intended by the insured. Intentional acts are not covered, even if the resulting injury is greater than expected. The other examples involve negligence-type incidents that fall within Coverage E and F.
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