Homeowners Policy (HO)Question 126 of 474
On a standard HO-3 policy, the limit for Coverage D (Loss of Use) is typically:
a.50% of Coverage B
b.20% of Coverage A
c.10% of Coverage A
d.30% of Coverage C
Explanation
On HO-3 and HO-5, the standard Coverage D limit is 20% of Coverage A. HO-8 uses 10% of Coverage A, while the tenant (HO-4) and condo (HO-6) forms use 30% of Coverage C because there is no Coverage A on those policies.
Law Reference: ISO HO form Coverage DThis topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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