Homeowners InsuranceQuestion 126 of 158

On a standard HO-3 policy, the limit for Coverage D (Loss of Use) is typically:

a.20% of Coverage A
b.10% of Coverage A
c.30% of Coverage C
d.50% of Coverage B

Explanation

On HO-3 and HO-5, the standard Coverage D limit is 20% of Coverage A. HO-8 uses 10% of Coverage A, while the tenant (HO-4) and condo (HO-6) forms use 30% of Coverage C because there is no Coverage A on those policies.

Law Reference: ISO HO form Coverage D

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