Homeowners Policy (HO)Question 120 of 474
Under the standard homeowners Coverage C special limits, what is the typical sublimit for loss by THEFT of jewelry, watches, and furs?
a.$1,500
b.$500
c.$5,000
d.$1,000
Explanation
The standard special limit for theft of jewelry, watches, and furs is $1,500. To insure valuable jewelry above this sublimit, the insured should schedule the items under a scheduled personal property endorsement, which removes the sublimit and broadens perils to open-perils.
Law Reference: ISO HO form Coverage C special limitsThis topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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