Property Insurance FundamentalsQuestion 144 of 158
Which peril is added by the BROAD FORM but is NOT part of the basic form perils?
a.Lightning
b.Fire
c.Vandalism
d.Weight of ice, snow, or sleet
Explanation
Weight of ice, snow, or sleet is a classic broad form addition, along with falling objects, accidental discharge of water/steam, freezing of plumbing, sudden electrical damage, and sudden rupture of a heating system. Lightning, fire, and vandalism are all basic form perils.
Law Reference: ISO HO-2 / DP-2 broad form perilsPractice all 158 questions free — no signup required.
Related questions on this topic
- Which statement BEST describes how an open peril (special form) policy treats the burden of proof for a covered loss?
- Under the HO-3 Special Form, how is Coverage C (personal property) typically written?
- All of the following are classic 'basic form' perils EXCEPT:
- A California homeowner asks whether his standard HO-3 policy covers damage caused by an earthquake. The CORRECT answer is:
- A homeowner's basement is destroyed when a nearby river overflows after several days of rain. The HO-3 policy will:
- Personal property such as jewelry, firearms, silverware, and currency is typically subject to:
Last reviewed: · editorial process
PrepPass Editorial Team · Verified against California Personal Lines Insurance License Exam · How we review