California Insurance Code & EthicsQuestion 35 of 158
Under §1668, the Commissioner may deny a personal lines broker-agent license application for any of the listed grounds. Which of the following is NOT a statutory ground for denial?
a.Conviction of a felony involving dishonesty
b.Material misstatement on the application
c.Belonging to a labor union that endorses a particular insurer
d.Showing lack of integrity in personal business dealings
Explanation
Section 1668 lists 14 grounds for license denial, including dishonesty, fraud, material misstatement, and lack of integrity. Lawful union membership is not among the statutory grounds; the Commissioner may not deny a license based on protected associational activity.
Law Reference: Cal. Ins. Code §1668Practice all 158 questions free — no signup required.
Related questions on this topic
- Once the insurer and the insured reach written agreement on the amount payable for a homeowners loss, payment must be issued within how many calendar days?
- A California personal lines broker-agent renewing a license for the second time must complete how many hours of continuing education during each two-year license period, including the ethics requirement?
- A personal lines broker-agent collects premium from a homeowner. Under §1733, those funds are held in what capacity?
- An unlicensed assistant in a personal lines office quotes an auto policy premium to a walk-in customer and binds coverage by signing a temporary cover note. Under §1631, this conduct is:
- Which statement best captures the legal distinction between an 'insurance agent' and an 'insurance broker' under California law?
- When must an insured have an insurable interest in property covered by a California homeowners policy?
Last reviewed: · editorial process
Sen Lin, PrepPass Founder · Verified against California Personal Lines Insurance License Exam · How we review