California Insurance Code & EthicsQuestion 35 of 158
Under §1668, the Commissioner may deny a personal lines broker-agent license application for any of the listed grounds. Which of the following is NOT a statutory ground for denial?
a.Conviction of a felony involving dishonesty
b.Material misstatement on the application
c.Showing lack of integrity in personal business dealings
d.Belonging to a labor union that endorses a particular insurer
Explanation
Section 1668 lists 14 grounds for license denial, including dishonesty, fraud, material misstatement, and lack of integrity. Lawful union membership is not among the statutory grounds; the Commissioner may not deny a license based on protected associational activity.
Law Reference: Cal. Ins. Code §1668Practice all 158 questions free — no signup required.
Related questions on this topic
- Once the insurer and the insured reach written agreement on the amount payable for a homeowners loss, payment must be issued within how many calendar days?
- A California personal lines broker-agent renewing a license for the second time must complete how many hours of continuing education during each two-year license period, including the ethics requirement?
- A personal lines broker-agent collects premium from a homeowner. Under §1733, those funds are held in what capacity?
- An unlicensed assistant in a personal lines office quotes an auto policy premium to a walk-in customer and binds coverage by signing a temporary cover note. Under §1631, this conduct is:
- Which statement best captures the legal distinction between an 'insurance agent' and an 'insurance broker' under California law?
- When must an insured have an insurable interest in property covered by a California homeowners policy?
Last reviewed: · editorial process
PrepPass Editorial Team · Verified against California Personal Lines Insurance License Exam · How we review