Dwelling Policy (DP)Question 79 of 474

Which of the following is one of the BROAD perils added by the DP-2 Broad Form on top of the basic DP-1 perils?

a.Earth movement (earthquake)
b.Continuous seepage of water from a plumbing system over a period of several weeks
c.Flood from an overflowing river
d.Weight of ice, snow, or sleet on the roof

Explanation

DP-2 adds the broad perils on top of the DP-1 basic list. Those include falling objects; weight of ice, snow, or sleet; accidental discharge of water or steam; freezing of plumbing; and sudden electrical damage. Earthquake and flood are excluded under every DP form and require separate coverage (CEA, NFIP). Water that seeps continuously over weeks is excluded as a maintenance problem — the broad form reaches only sudden and accidental discharge.

Law Reference: ISO DP 00 02 — DP-2 Broad Form perils

This topic, taught in full in the Personal Lines Insurance Producer guide. Personal Lines Insurance Producer — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →

Practice all 474 questions free — no signup required.

Own the complete Personal Lines Insurance Producer guide — PDF + EPUB, $19.99 →

Related questions on this topic

Last reviewed: · editorial process

PrepPass team · Verified against California Personal Lines Insurance License Exam · How we review
Report