Dwelling PolicyQuestion 79 of 158
Which of the following is one of the BROAD perils added by the DP-2 Broad Form on top of the basic DP-1 perils?
a.Earth movement (earthquake)
b.Wear, tear, and gradual deterioration
c.Flood from an overflowing river
d.Weight of ice, snow, or sleet on the roof
Explanation
DP-2 adds the broad perils on top of the DP-1 basic list. Those include falling objects; weight of ice, snow, or sleet; accidental discharge of water or steam; freezing of plumbing; and sudden electrical damage. Earthquake and flood are excluded under every DP form and require separate coverage (CEA, NFIP). Wear and tear is always excluded as a maintenance issue, not a peril.
Law Reference: ISO DP 00 02 — DP-2 Broad Form perilsPractice all 158 questions free — no signup required.
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