Commercial PropertyQuestion 111 of 215
Under commercial crime terminology, what distinguishes a robbery from a burglary?
a.Robbery occurs only at night; burglary occurs only during business hours
b.Robbery applies only to merchandise; burglary applies only to money and securities
c.Robbery involves taking property from a person by threat or force; burglary involves unlawful entry into closed premises with visible signs of forced entry
d.There is no difference; the terms are used interchangeably in the standard policy
Explanation
In the commercial crime coverage form, robbery means the unlawful taking of property from the care and custody of a person by one who has caused or threatened bodily harm or has committed an obviously unlawful act witnessed by the person. Burglary (or 'safe burglary') is the unlawful taking of property from inside the premises (or a locked safe/vault) by a person who unlawfully entered or exited as evidenced by marks of forcible entry or exit.
Law Reference: ISO Commercial Crime — definitions of robbery and burglaryPractice all 215 questions free — no signup required.
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