Homeowners InsuranceQuestion 142 of 215
What is the standard minimum limit for Coverage E (Personal Liability) on an ISO homeowners policy?
a.$50,000
b.$100,000
c.$300,000
d.$500,000
Explanation
The ISO homeowners forms list $100,000 per occurrence as the standard Section II personal liability limit, although insureds routinely buy higher limits such as $300,000 or $500,000, or purchase an umbrella policy to sit above the homeowners. Coverage E pays sums the insured is legally obligated to pay as damages because of bodily injury or property damage covered by the policy.
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