Property Insurance FundamentalsQuestion 181 of 215
Compared with the basic form, the broad form generally adds which group of additional perils?
a.Flood and earthquake
b.War and nuclear hazard
c.Falling objects, weight of ice, snow or sleet, accidental discharge of water from a plumbing or HVAC system, and freezing
d.Wear, tear, and gradual deterioration
Explanation
The broad form keeps the basic-form perils and adds five additional perils: falling objects; weight of ice, snow, or sleet; accidental discharge or overflow of water or steam from a plumbing, heating, or air-conditioning system; sudden and accidental tearing apart, cracking, burning, or bulging of a heating or steam system; and freezing. Flood, earthquake, war, and wear are excluded on all standard forms.
Law Reference: ISO Broad Form (CP 10 20) conceptPractice all 215 questions free — no signup required.
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