Workers' CompensationQuestion 214 of 215
An employee is injured working for an employer who illegally has no workers' compensation insurance and refuses or is unable to pay benefits. Which California program pays the injured worker?
a.The California FAIR Plan
b.The California Insurance Guarantee Association (CIGA)
c.California State Disability Insurance (SDI)
d.The Uninsured Employers Benefits Trust Fund (UEBTF)
Explanation
The Uninsured Employers Benefits Trust Fund, administered by the Division of Workers' Compensation under Labor Code §3716, is a state safety net that pays workers' compensation benefits when an illegally uninsured employer cannot or will not pay. The UEBTF then pursues the uninsured employer to recover what it paid out.
Law Reference: Cal. Labor Code §3716 (UEBTF)Practice all 215 questions free — no signup required.
Related questions on this topic
- Under California's ABC test (Labor Code §2775), a worker is classified as an employee — and therefore must be covered by workers' compensation — unless the hiring entity proves all three of which conditions?
- A California corporation has one shareholder who is also its sole officer. Which statement about that owner's workers' compensation coverage is correct?
- A licensed general contractor hires an unlicensed framer who has no workers' compensation insurance, and the framer is injured on the job. Who is most likely responsible for providing workers' compensation benefits?
- What does an employer's Experience Modification Factor (X-Mod) measure for workers' compensation purposes?
- An employee is injured at work when a delivery driver from an unrelated company runs a red light and hits him. The WC insurer pays his medical bills and disability. What right does the insurer have against the at-fault driver?
- An injured worker reaches maximal medical improvement with permanent restrictions and the pre-injury employer cannot offer modified or alternate work. What benefit is the worker generally entitled to?
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