California Insurance Code & EthicsQuestion 39 of 215
Under the California Insurance Information and Privacy Protection Act, when must an insurer give an applicant a Notice of Information Practices?
a.At or before the time personal information is collected from a source other than the applicant in connection with an insurance transaction
b.Only after a claim has been denied
c.Within 60 days following policy delivery in every case
d.Only when the applicant specifically requests it
Explanation
Section 791.02 requires the Notice of Information Practices to be delivered at or before the time information is collected from a source other than the applicant or insured (for example, an investigative consumer report or MIB). Post-claim or only-on-request delivery does not satisfy the statute.
Law Reference: Cal. Ins. Code §791.02Practice all 215 questions free — no signup required.
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