A California consumer wants to file a regulatory complaint about a full-service HMO. The complaint should be filed with:
a.The Federal Trade Commission
b.The Department of Managed Health Care (DMHC)
c.The California Department of Insurance (CDI)
d.The California Public Utilities Commission
Explanation
Full-service HMOs operate under the Knox-Keene Health Care Service Plan Act and are regulated by the Department of Managed Health Care. The CDI regulates traditional indemnity and PPO products but not HMOs.
Law Reference: Cal. Health & Safety Code §1340 (Knox-Keene); Cal. Ins. Code §106This topic, taught in full in the California Property & Casualty Broker-Agent guide. California Property & Casualty Broker-Agent Study Guide — 2026 Edition — PDF + EPUB, $24.99 · 14-day refund →
Practice all 531 questions free — no signup required.
Own the complete California Property & Casualty Broker-Agent guide — PDF + EPUB, $24.99 →
Related questions on this topic
- A producer's license issued by the Insurance Commissioner is valid for what period before it must be renewed?
- Under the California Insurance Information and Privacy Protection Act, an insurer may generally disclose personal information collected from an applicant to a third party only if:
- When a producer fails to complete the required continuing education before the renewal date, the Commissioner may:
- A producer tells a client that an admitted insurer's policy contains a 'guaranteed dividend,' when no such dividend is contractually guaranteed. This violates §790.03(a) as:
- If a licensed P&C broker-agent moves to a new business address, the licensee must notify the Commissioner of the change within how many days?
- An insurer adopts a policy of consistently failing to acknowledge claim communications within the regulatory time frame. This is most accurately characterized as:
Last reviewed: · editorial process
PrepPass team · Verified against California Property & Casualty Insurance License Exam · How we review