2 questions

LARA Enforcement & MSHDA

In Michigan, which agency investigates complaints and can discipline a real estate broker's license?

  • a.The National Association of Realtors
  • b.The local police department
  • c.LARA, through its Board and enforcement process under the Occupational Code
  • d.The Michigan Supreme Court directly

LARA, working through the relevant board and its enforcement staff under the Occupational Code, investigates complaints and may impose discipline ranging from fines to suspension or revocation of a real estate license. Private trade associations and local police do not license or discipline brokers. Courts become involved only on appeal or in related civil or criminal matters.

LARA Enforcement & MSHDA

The Michigan State Housing Development Authority (MSHDA) is most relevant to a broker because it:

  • a.Issues real estate broker licenses
  • b.Administers housing programs such as down-payment assistance and affordable-housing financing
  • c.Sets local zoning ordinances
  • d.Operates the state's escrow accounts for brokers

MSHDA administers Michigan housing programs, including down-payment assistance and financing that support affordable and first-time homeownership. A broker who understands MSHDA programs can help eligible buyers access assistance. MSHDA does not license brokers, set zoning, or hold brokers' escrow accounts; those functions belong to LARA, local governments, and the brokers themselves.

Report