License Law & RulesQuestion 46 of 120
'Steering' under fair housing law refers to:
a.Encouraging owners to sell by claiming values will fall
b.Directing prospective buyers toward or away from neighborhoods based on protected class
c.Refusing to make a mortgage loan in a defined area
d.Charging a higher commission for luxury homes
Explanation
Steering is the illegal practice of guiding buyers toward or away from certain areas based on race, national origin, or another protected class. It restricts housing choice and violates fair housing law. Blockbusting and redlining are related but distinct prohibited practices.
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