License Law & RulesQuestion 47 of 120
Which practice involves a lender refusing to lend or offering worse terms in specific geographic areas, often correlated with protected classes?
a.Steering
b.Puffing
c.Redlining
d.Novation
Explanation
Redlining is the discriminatory practice of denying or pricing loans and services unfavorably based on the location of a property, often tied to the racial makeup of a neighborhood. It is prohibited under fair housing and fair lending laws. Steering and blockbusting are related discriminatory practices carried out by others.
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- Which of the following best describes a 'designated sales associate' arrangement permitted in Florida?
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