License Law & AgencyQuestion 36 of 100

Under New York law, earnest money deposits held by a broker must be:

a.Deposited into the broker's personal account for safekeeping
b.Placed in a separate escrow or trust account
c.Given directly to the seller immediately
d.Kept in cash in the office safe

Explanation

Brokers must hold earnest money and other client funds in a separate escrow or trust account, keeping them apart from the broker's own money. This prevents commingling and protects the parties' deposit. Funds are released according to the contract terms or with proper authorization.

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