Products & Their RisksQuestion 74 of 398

When a unit investment trust reaches its predetermined termination date, what typically happens?

a.The underlying securities are sold or distributed and proceeds are returned to unit holders
b.The trust automatically converts into an open-end mutual fund
c.Unit holders must roll their units into a new trust with no option to receive cash
d.The trust continues indefinitely under a newly appointed manager

Explanation

A UIT has a fixed life. When it reaches its stated termination date, the trust dissolves: the underlying portfolio is liquidated or distributed and the proceeds are paid to unit holders. This contrasts with a managed fund, which has no set termination date.

Law Reference: Investment Company Act of 1940

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