Products & Their RisksQuestion 76 of 398

An investor wants exposure to real estate that generates income from mortgage interest rather than from owning and renting property. Which product best fits?

a.An equity REIT
b.A mortgage REIT
c.A direct participation program in raw land
d.A UIT of municipal bonds

Explanation

A mortgage REIT invests in real estate loans and mortgage-backed securities, earning income primarily from the interest on those mortgages. An equity REIT, by contrast, owns and operates income-producing properties, deriving income mainly from rents.

Law Reference: Securities Act of 1933

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