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Contractor licensing

Contractor License Requirements by State (2026)

General-contractor licensing in the United States is not national — it is set state by state, and the rules differ far more than most trades realize. About 23 states require you to pass a state-level general-contractor exam before you can be licensed; roughly 15 more license contractors only by registration, bond, or project value with no exam; and about 13 have no state-level GC license at all, so you are licensed by your city or county or only for individual trades like electrical or plumbing. This page compares the general (building) contractor requirements for all 50 states plus the District of Columbia — whether a state license and exam are required, who administers the exam, whether the state recognizes the multi-state NASCLA exam, the dollar threshold that triggers a license, and bonding — and links each exam state to free PrepPass practice.

23
states require a state exam
15
register / bond, no exam
13
no state GC license
17
recognize the NASCLA exam
Last updated: August 2026.Contractor licensing is set state by state and changes often. Facts here come from each state’s licensing board, statute, or official exam vendor — always confirm the current rules with your state board before relying on them. A cell marked “varies” or “—” is one we could not pin to a single confirmed value; thresholds and bonds are the general-contractor case and can differ by license class or locality. This is a starting point, not legal or licensing advice.
Free contractor exam practice →

Free practice questions for every state that runs a real contractor exam — jump to your state in the table below.

StateLicense required?State examExam providerNASCLA?License thresholdBond / insuranceOur prep
AlabamaState examState licenseBusiness & Law + NASCLA tradeAL Licensing Board for General Contractors (commercial) / Home Builders Licensure Board (residential)Block ExamsYes$100,000 (commercial)Net worth $10kPractice →
AlaskaState examRegister + endorsementResidential (arctic) endorsementAlaska DCCED — Construction Contractors SectionPSINoRegistration (any $)$25k bond + liabilityPractice →
ArizonaState examState licenseStatutes & Rules (SRE) + tradeArizona Registrar of Contractors (ROC)GMetrixYesOver $1,000License bond + Recovery FundPractice →
ArkansasState examState licenseBusiness & Law + NASCLA tradeArkansas Contractors Licensing Board (ACLB)PSIYes$50,000 (commercial)$10k surety bondPractice →
CaliforniaState examState licenseLaw & Business + tradeContractors State License Board (CSLB)PSIYes$500 (labor + materials)$25,000 bondPractice →
ColoradoLocal onlyLocal / trades onlyNo state exam
ConnecticutRegister/bondRegister / bondNo state examVaries
DelawareRegister/bondRegister / licenseNo state examVaries
District of ColumbiaRegister/bondRegister / bondNo state examBond (home improvement)
FloridaState examState licenseCertified GC examConstruction Industry Licensing Board (CILB) / DBPRProfessional Testing, Inc.YesCertified/registered GCGL + workers' compPractice →
GeorgiaState examState licenseBusiness & Law + NASCLA tradeState Licensing Board for Residential & General ContractorsPSIYesvariesGL + workers' comp (3+ emp.)Practice →
HawaiiState examState licenseBusiness & Law (closed book) + tradeContractors License Board (DCCA / PVL)PSINoAny amountRecovery Fund / financial resp.Practice →
IdahoRegister/bondRegisterNo state examVaries
IllinoisLocal onlyLocal / trades onlyNo state exam
IndianaLocal onlyLocal / trades onlyNo state exam
IowaRegister/bondRegisterNo state examVaries
KansasLocal onlyLocal / trades onlyNo state exam
KentuckyLocal onlyLocal / trades onlyNo state exam
LouisianaState examState licenseBusiness & Law + NASCLA tradeLA State Licensing Board for Contractors (LSLBC)PSIYes$50,000Financial statementPractice →
MaineLocal onlyLocal (state from 2027)No state exam$15,000 (from Jan 1 2027)
MarylandState examState license (home improvement)Home Improvement (MHIC) examMaryland Home Improvement Commission (MHIC)PSINo$500 (home improvement)$500k GL + Guaranty FundPractice →
MassachusettsState examState licenseConstruction Supervisor (CSL)MA Board of Building Regulations & Standards (BBRS)PSINoBy building sizePractice →
MichiganState examState licenseResidential Builder (2 parts)LARA — Residential Builders BoardPSINoOver $600Practice →
MinnesotaState examState licenseResidential Contractor examMN Dept. of Labor & Industry (DLI)MN DLI (direct)No$15k gross/yr exemptionRecovery FundPractice →
MississippiState examState licenseBusiness & Law + NASCLA tradeMS State Board of Contractors (MSBOC)PSIYes$50,000 (commercial)CPA financial statementPractice →
MissouriLocal onlyLocal / trades onlyNo state exam
MontanaRegister/bondRegisterNo state examVaries
NebraskaRegister/bondRegisterNo state examVaries
NevadaState examState licenseCMS Business & Law + tradeNevada State Contractors Board (NSCB)PSIYesAny amount$1k–$500k bondPractice →
New HampshireLocal onlyLocal / trades onlyNo state exam
New JerseyRegister/bondHIC registrationNo state examHome improvementBond + insurance
New MexicoState examState licenseBusiness & Law + GB-98/GB-2 tradeConstruction Industries Division (CID / RLD)PSIYesvaries$10k license bondPractice →
New YorkLocal onlyLocal / trades onlyNo state exam
North CarolinaState examState licenseGeneral Contractor examNC Licensing Board for General Contractors (NCLBGC)PSIYes$40,000Net worth / working capitalPractice →
North DakotaRegister/bondRegister / licenseNo state exam$4,000+Varies
OhioLocal onlyLocal / trades onlyNo state exam
OklahomaLocal onlyLocal / trades onlyNo state exam
OregonState examState licenseLaws & Business PracticesOregon Construction Contractors Board (CCB)PSIYesAny amountCCB bond + GL insurancePractice →
PennsylvaniaRegister/bondRegister (HIC)No state exam$5,000+ home improvementVaries
Rhode IslandRegister/bondRegisterNo state examVaries
South CarolinaState examState licenseBusiness Mgmt & Law + tradeSC Contractor's Licensing Board (LLR)PSIYes$10,000 (commercial)Bond by financial groupPractice →
South DakotaRegister/bondRegister (tax)No state examVaries
TennesseeState examState licenseBusiness & Law + tradeTN Board for Licensing Contractors (TBLC)PSI (→ Prov Jul 2026)Yes$25,000 (GC)Financial statementPractice →
TexasLocal onlyLocal / trades onlyNo state exam
UtahState examState licenseB100 Business & LawUtah Division of Occupational & Professional Licensing (DOPL)ProVYesvariesGL insurance ($1M/$2M)Practice →
VermontRegister/bondRegisterNo state exam$10,000+ residentialVaries
VirginiaState examState licenseClass A/B/C Business & LawDPOR Board for ContractorsPSIYesOver $1,000Net worth or $50k bondPractice →
WashingtonRegister/bondState registrationNo state examAny amount$30,000 bond + GL
West VirginiaState examState licenseContractor Licensing Act exam + tradeWV Contractor Licensing Board (Division of Labor)ProVYes$2,500Workers' comp + business reg.Practice →
WisconsinRegister/bondCredential / registerNo state examVaries
WyomingLocal onlyLocal / trades onlyNo state exam

Tier key. State exam = a state-level GC license with a required written exam (23 states); Register/bond = the state registers, bonds, or value-caps contractors with no exam (15); Local only = no state GC license, so you license through a city/county or by trade (13). “NASCLA?” shows whether the state is an official NASCLA participating jurisdiction; recognition varies by state and never waives the state’s own business-and-law exam. Thresholds and bonds shown are the general-contractor case.

How to get a contractor license: the general steps

Because the rules differ so much, the first step is figuring out which of the three systems your state uses. From there the path is broadly the same:

  1. 1
    Find out if your state licenses general contractors at all

    This is the step most guides skip. In 23 states you need a state license and must pass an exam; in about 15 you only register or post a bond; and in about 13 there is no state GC license — your city or county licenses you, or only individual trades are regulated. Start with your state's row above.

  2. 2
    Meet the experience and financial requirements

    Most exam states require documented construction experience (often 2–4 years) and proof of financial responsibility — a net-worth or working-capital figure, a surety bond, or general-liability insurance. Many also require a qualifying individual (RME/RMI/qualifier) to hold the exam credential.

  3. 3
    Pass the state exam(s)

    In exam states the license usually has two pieces: a Business & Law exam and a trade/technical exam. Providers are typically PSI or Prov, with exceptions (Florida uses Professional Testing, Arizona uses GMetrix, Utah and West Virginia use ProV, Minnesota runs its own exam). Several states accept the multi-state NASCLA exam for the trade portion.

  4. 4
    Apply, bond, and insure

    Submit your application, exam results, background check, proof of insurance, and (where required) a surety bond to the licensing board. Registration-only states skip the exam but still require the bond, insurance, and registration fee.

  5. 5
    Check local permits and renew

    Even in no-state-license states you almost always need local registration and permits. Keep the license active with any continuing education and periodic renewal your state requires.

Frequently asked questions

Which states require a contractor license exam?

About 23 states require passing a state-level general (building) contractor exam before you can be licensed: Alabama, Alaska, Arizona, Arkansas, California, Florida, Georgia, Hawaii, Louisiana, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Nevada, New Mexico, North Carolina, Oregon, South Carolina, Tennessee, Utah, Virginia, and West Virginia. Most of these use a Business & Law exam plus a trade exam. A few are specialty exams — Maryland's is home-improvement (MHIC) and Alaska's is a residential cold-climate endorsement — which is why the table flags them.

What states accept the NASCLA exam?

The NASCLA Accredited Commercial General Building Contractor Examination is recognized by 17 states plus the U.S. Virgin Islands: Alabama, Arizona, Arkansas, California, Florida, Georgia, Louisiana, Mississippi, Nevada, New Mexico, North Carolina, Oregon, South Carolina, Tennessee, Utah, Virginia, and West Virginia. Important nuance: "recognized" does not mean it waives everything. In some states NASCLA satisfies the trade/technical portion; in others it counts only toward experience or a specific class, and you still take the state's own Business & Law exam. Hawaii, Minnesota, Michigan and Massachusetts do NOT accept NASCLA.

Which states have no contractor license?

About 13 states have no state-level general-contractor license: Colorado, Illinois, Indiana, Kansas, Kentucky, Maine, Missouri, New Hampshire, New York, Ohio, Oklahoma, Texas, and Wyoming. In these states general contractors are licensed by the city or county, or only individual trades (electrical, plumbing, HVAC) are regulated at the state level. Note the exceptions on the horizon: Maine begins requiring a residential license over $15,000 on January 1, 2027, and several of these states still license specific trades statewide.

Which states register contractors instead of testing them?

About 15 states plus DC license contractors by registration, bond, or project value with no state trade exam — including Washington (L&I registration with a $30,000 bond), New Jersey (Home Improvement Contractor registration), Pennsylvania, Connecticut, and Oregon's neighbors. You still meet bonding and insurance requirements and follow local permitting, but there is no state exam to pass.

Do I need a contractor license in Texas or Florida?

It depends on the state. Florida requires a state Certified or Registered General Contractor license and exam through the CILB/DBPR. Texas has no state general-contractor license at all — general contracting is licensed locally, and only trades like electrical, plumbing and HVAC are licensed statewide (TDLR / TSBPE). This is exactly why comparing state by state matters.

Sources & methodology

Each state was classified against its official licensing board, statute, or administrative code during our 2026 research pass. For the 23exam states, the board, exam, threshold, and bonding figures trace to the state board (for example the CSLB in California, the CILB/DBPR in Florida, the NCLBGC in North Carolina, and DPOR in Virginia). The NASCLA column is derived from NASCLA’s official list of participating jurisdictions. Where a specific figure could not be confirmed against an official source, the cell reads “varies” or “—” rather than showing an invented number — we do not publish figures we could not source. Contractor rules change frequently (thresholds, providers, and even whether a state licenses GCs at all); confirm the current requirements with your state board before relying on them.

Preparing for a state exam? Try a free PrepPass contractor practice test — free practice questions for every state that runs a real general-contractor exam, plus the multi-state NASCLA exam.

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