Public WorksQuestion 492 of 690

Which type of insurance coverage is a contractor required to carry for its employees on a California public works project, just as on private jobs?

a.Title insurance
b.Course-of-construction (builder's risk) insurance only
c.Workers' compensation insurance
d.Key-person life insurance

Explanation

Any contractor with employees in California must carry workers' compensation insurance, and this requirement applies fully to public works. A public agency cannot award the contract to a contractor that lacks valid workers' compensation coverage.

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