Life Policy ProvisionsQuestion 152 of 315
Under the incontestability clause required in California life policies, after how many years from the date of issue can an insurer no longer contest the policy except for fraud or non-payment of premium?
a.1 year
b.18 months
c.2 years
d.3 years
Explanation
California requires every life insurance policy to be incontestable after it has been in force during the lifetime of the insured for 2 years from its date of issue, except for non-payment of premium and certain fraud-related defenses.
Law Reference: Cal. Ins. Code §10113.5Practice all 315 questions free — no signup required.
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