Life Policy ProvisionsQuestion 154 of 716
The entire contract clause in a California life policy means that the policy contract consists of which of the following?
a.The policy together with the attached written application
b.The policy plus the insurer's confidential underwriting manual
c.The policy document by itself, with the application excluded
d.The policy and the agent's printed sales illustrations
Explanation
Under the entire contract provision, the policy and the application attached to it constitute the entire contract between the parties. Verbal statements, sales illustrations, and underwriting manuals are not part of the contract.
Law Reference: Cal. Ins. Code §10113This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
- Under the incontestability clause required in California life policies, after how many years from the date of issue can an insurer no longer contest the policy except for fraud or non-payment of premium?
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)