As of 2026, California residents who go without minimum essential health coverage may face which of the following?

a.Only the federal ACA shared-responsibility penalty
b.A California state Individual Shared Responsibility Penalty assessed through the state income tax return
c.Suspension of their California driver's license
d.Automatic enrollment in Medicare

Explanation

The federal individual mandate penalty was reduced to $0 starting in 2019, but California enacted its own Individual Shared Responsibility Penalty effective January 1, 2020. It is administered through the Franchise Tax Board and assessed on the state income tax return.

Law Reference: Cal. Rev. & Tax. Code §61000 et seq. (CA individual mandate)

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