Accident & Health FundamentalsQuestion 17 of 716
As of 2026, California residents who go without minimum essential health coverage may face which of the following?
a.Suspension of their California driver's license by the Department of Motor Vehicles until coverage resumes
b.Automatic enrollment in Medicare Part A by the Social Security Administration at the next open enrollment
c.Only the federal ACA shared-responsibility penalty, collected by the IRS with the federal income tax return
d.A California state Individual Shared Responsibility Penalty assessed through the state income tax return
Explanation
The federal individual mandate penalty was reduced to $0 starting in 2019, but California enacted its own Individual Shared Responsibility Penalty effective January 1, 2020. It is administered through the Franchise Tax Board and assessed on the state income tax return.
Law Reference: Cal. Rev. & Tax. Code §61000 et seq. (CA individual mandate)This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
Practice all 716 questions free — no signup required.
Own the complete California Life & Health Insurance Producer Exam guide — PDF + EPUB, $19.99 →
Related questions on this topic
- Which of the following best defines coinsurance?
- The federal Health Insurance Portability and Accountability Act (HIPAA) of 1996 primarily addresses which of the following?
- Covered California is best described as:
- A Flexible Spending Account (FSA) used to pay for qualifying medical expenses is best described as:
- A Health Reimbursement Arrangement (HRA) is most accurately described as:
- Balance billing in a health plan context refers to:
Last reviewed: · editorial process
PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)