Accident & Health FundamentalsQuestion 16 of 716
Covered California is best described as:
a.California's state-based ACA health insurance exchange offering qualified health plans and premium subsidies
b.A privately run association marketplace selling short-term limited-duration medical plans outside the ACA rules
c.A federally administered Medicare Advantage program serving California residents who are already over the age of 65
d.A self-insured health plan that the State of California operates directly for its uninsured residents
Explanation
Covered California is the state-operated Affordable Care Act exchange (marketplace) where individuals and small employers can compare and enroll in qualified health plans and where income-eligible enrollees receive federal and state premium assistance.
Law Reference: Cal. Gov. Code §100500 et seq. (Covered California)This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)