Accident & Health FundamentalsQuestion 15 of 716
The federal Health Insurance Portability and Accountability Act (HIPAA) of 1996 primarily addresses which of the following?
a.The design and funding of the premium subsidies offered through the Covered California exchange
b.Mandatory enrollment of all individuals in Medicare Part A regardless of age or employment status
c.Protection of individually identifiable health information and continuity of group health coverage
d.The federal funding formula for the Medicaid expansion population enrolled in California
Explanation
HIPAA was enacted in 1996 to standardize electronic health transactions, protect the privacy and security of individually identifiable health information (PHI), and improve portability and continuity of group health coverage when workers change jobs.
Law Reference: HIPAA – 42 U.S.C. §1320d et seq.This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Related questions on this topic
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PrepPass team · Verified against California Life & Health Insurance License Exam · How we review
Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)