General Insurance PrinciplesQuestion 189 of 716
Under California Insurance Code §330, neglect to communicate that which a party knows and ought to communicate is called:
a.Concealment
b.Estoppel
c.Representation
d.Warranty
Explanation
Cal. Ins. Code §330 defines concealment as neglect to communicate that which a party knows, and ought to communicate. Concealment entitles the injured party to rescind the contract. A representation is a statement believed true; a warranty is a stricter promise.
Law Reference: Cal. Ins. Code §330This topic, taught in full in the California Life & Health Insurance Producer Exam guide. California Life & Health Insurance Producer Exam — Complete Study Guide (2026) — PDF + EPUB, $19.99 · 14-day refund →
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Reviewed by John Zihao Zhang — California-Licensed Life Insurance Agent (CA Dept. of Insurance License #4396095 — verify)